Muslim Giving and Philanthropy: The Intersection of Generosity, Ramadan, and Zakat
Muslim Giving and Philanthropy: The Intersection of Generosity, Ramadan, and Zakat
In this Issue:
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- Muslim Giving and Philanthropy: The Intersection of Generosity, Ramadan, and Zakat
- Expanded Perspective: The Sacred Call to Care for Creation
- Empowering Communities: The Transformative Potential and Practices of Zakat in the Contemporary United States
- 20th Annual Thomas H. Lake Lecture with Dr. Willie Jennings
A Note from David King, Ph.D.
Those of us who teach at the Lilly Family School of Philanthropy have the luxury of working with wonderful students who are gifted scholars as well as philanthropic and nonprofit leaders. From a wide range of perspectives, religious traditions, and global contexts, many of our students are considering how their work intersects with religion and philanthropy. I am delighted that Lake Institute can share the work of several of these students in today’s issue. Having recently convened key voices across the nonprofit sector and analyzed a growing scholarship on zakat, Abdul Samad and Mohannad Mofawaz offer a fitting synthesis of key issues related to zakat in the U.S. In an expanded perspective, M.A. student Stephanie Williams reflects on her own work in a leading interfaith organization and explores how our faith commitments shape our concerns for environmental stewardship. I have learned from all three of these budding scholars in classes at the School of Philanthropy, and I know you will learn from their reflections as well.
By Abdul Samad, Ph.D. candidate, Assistant Director and Research Scholar, Muslim Philanthropy Initiative, Indiana University Lilly Family School of Philanthropy & Mohannad Mofawaz, Ph.D. candidate, Indiana University Lilly Family School of Philanthropy
Giving and generosity are fundamental aspects of Islamic teachings, deeply intertwined into the social, economic, and spiritual facets of Muslim life. The Qur’an emphasizes the importance of giving with the verse: “Those who spend their wealth [in the cause of Allah] by night and day, secretly and openly, they will have their reward with their Lord. No fear will there be concerning them, nor will they grieve” (2:274). This emphasis on generosity becomes even more pronounced during Ramadan, the holiest month in the Islamic calendar. Ramadan, similar in spirit to Yom Kippur in Judaism and Lent in Christianity, is a sacred period of spiritual reflection and heightened generosity. However, each of these traditions carries its own unique religious significance, rituals, and meanings (Fatima et al., 2024). For Muslims, Ramadan offers a special opportunity to purify their wealth and soul through charitable giving, reinforcing values of social justice and economic equality (Owoyemi, 2020; Siddiqui & Wasif, 2021).
Giving in Islam occurs through many channels, with one major channel being zakat. The practice of zakat refers to obligatory almsgiving for all eligible Muslims. In 2022, United States Muslims contributed an estimated $1.8 billion in zakat (Hughes et al., 2023). This indicates that the average Muslim gave approximately $2,070 in zakat. Across the globe, Muslims interpret zakat through various frames: as philanthropy (long-term fix for socio-economic problems), charity (fixing an immediate issue), or a religious tax (mandatory collection by authorized entity). In the U.S., Muslims tend to view zakat as an act of philanthropy or charity rather than as a tax imposed on them by religious authorities (Siddiqui et al., 2022; Hughes et al., 2023). Although zakat can be given at any time during the year, many Muslims intentionally choose to give it during Ramadan, as the spiritual rewards for charitable acts performed in this sacred month are believed to be multiplied (Munusamy, 2019). Recent research by Siddiqui et al. (2024) found that 69.3% of surveyed U.S. Muslims reported that they often or always give zakat during Ramadan. Interestingly, the study also revealed a gender difference, showing that women were significantly more likely than men to give zakat during Ramadan. Many Muslim-led nonprofits allocate substantial resources to their Ramadan fundraising campaigns, knowing that a large percentage of annual donations arrive during this month (Stack, 2022).
The generosity shown during Ramadan extends beyond personal spiritual benefits; it also contributes to social cohesion within Muslim communities. Ramadan encourages wealth redistribution, as wealthier Muslims actively provide financial assistance to those who are less fortunate. This process fosters social solidarity, strengthening the bonds between different socioeconomic groups (Ahmad and Goel, 2012). Islamic generosity does not merely serve an economic purpose; it also reinforces communal unity, creating a deeper sense of belonging, harmony, and collective responsibility—especially in the religious context of Ramadan. According to Shalihin and Sholihin (2022), Islamic generosity—through acts of alms and infaq (voluntary giving)—serves as a crucial mediator between mechanical solidarity and social cohesion.
There are an estimated 3.45 million Muslims in the United States. The Muslim community is highly diverse, reflecting a wide range of backgrounds and experiences, which results in a diverse set of opinions and debates (Cooperman, 2017; Siddiqui et al., 2025). Many U.S. nonprofits offer resources for zakat and charitable giving, but these are limited. It’s crucial to better understand how, where, and why people give zakat across different demographics. Zakat eligibility, including who can receive it and for what causes, is a key concern for scholars, practitioners, theologians and community leaders (Siddiqui et al., 2025). There is also an ongoing debate among these leaders regarding how zakat can be collected and distributed among Muslims or non-Muslims living both abroad and in the U.S. (Siddiqui et al., 2025). The Qur’an specifies eight categories of zakat recipients, stating that “Alms-tax is only for the poor and the needy, for those employed to administer it, for those whose hearts are attracted to the faith, for freeing slaves, for those in debt, for Allah’s cause, and for needy travelers.” (9:60).
It is estimated that one-third of American Muslims are unsure about their understanding of zakat, indicating their openness to learning more about it (Siddiqui et al., 2025). The Muslim Philanthropy Initiative (MPI) at Indiana University Lilly Family School of Philanthropy, in collaboration with Islamic Relief (USA), invited select Islamic scholars and leaders to discuss zakat practices in the United States at a Symposium held in November 2024. The scholars agreed that the Muslim-American community is highly diverse, encompassing a range of interpretations of Islamic theology, cultural practices, and ethnic backgrounds. This diversity has led to varied perspectives on zakat and differences in how it is understood and practiced (Siddiqui et al., 2025). Several scholars argued that Allah does not discriminate between a Muslim and a non-Muslim miskeen (poor), especially in extreme crises. In a natural disaster or war zone, it would be unimaginable to differentiate between Muslims and non-Muslims when distributing zakat donations. The Muslim community should contribute to the broader society (Siddiqui et al., 2025).
It is important to recognize that zakat can greatly benefit both Muslims and the broader society, and it is essential to bridge the gap between theory and practice. Increased collaboration among scholars, practitioners, and institutions is needed to create a unified yet diverse framework for zakat in the United States. This approach will ensure that zakat is practiced in ways that are both theologically sound and suitable for the Muslim-American community and the communities in which they live.
Abdul Samad is the Assistant Director of the Muslim Philanthropy Initiative (MPI) at Indiana University Lilly Family School of Philanthropy and the managing editor for the Muslim Humanitarian Review Journal. Abdul’s research focuses on the intersections of philanthropy, community collaboration, nonprofit management, and the civic engagement of marginalized communities. He is the author of Nonprofit Collaborations in Diverse Communities: Challenges and Opportunities in Muslim-Led Organizations, a book that explores key dynamics within nonprofit collaborations in diverse and minority-led contexts. As a practitioner and research scholar, Abdul’s work spans multiple fields. He has actively engaged and consulted with philanthropic foundations, nonprofits, and government agencies to translate research into practice. His research has been published by prestigious outlets such as Routledge, Edward Elgar Publishing, Voluntary Sector Review, Foundation Review Journal, Journal of Public Affairs Education, and Indiana University Press.
Mohannad Mofawaz is a Ph.D. candidate at Indiana University Lilly Family School of Philanthropy focusing on financial sustainability and foundations. Mohannad decided to dedicate his privilege to creating sustainable financial systems that advance the most vulnerable populations. While completing his B.S. in Industrial Systems Engineering in his home country of Saudi Arabia, he mulled over the ways that he could best contribute to social equity. He then made a career change and earned his M.A. in philanthropic studies. He served as the COO and Strategy Manager at Al-Fozan Academy at King Fahd University of Petroleum and Mineral, focusing on improving nonprofit leaders across Saudi Arabia and GCC. He serves as a board member in different organizations in Saudi Arabia focusing on youth work.
Expanded Perspective: The Sacred Call to Care for Creation
By Stephanie M. Williams, Development Manager for Georgia Interfaith Power & Light, Master’s candidate in Philanthropic Studies at Indiana University Lilly Family School of Philanthropy
The generosity of Ramadan extends beyond caring for the poor and those in need. The Muslim holy month strengthens community unity, belonging, and shared responsibility. This same spirit of generosity shapes my education as a Master’s student at the IU Lilly Family School of Philanthropy and inspires my work in the interfaith environmental movement, where giving is about care: care for creation, community, and the pursuit of justice that binds us all together.
I came to this work through the sacred call to care for the environment—a call Muslims share with our fellow Abrahamic faith traditions, beginning with the commandment God gave to Adam to be a steward of the Earth. As it is written in the Bible, “The Lord God took the man and put him in the Garden of Eden to work it and take care of it” (Genesis 2:15). Similarly, the Prophet Muhammad (peace be upon him) taught, “The Earth is green and beautiful, and Allah has appointed you stewards over it” (Sahih Muslim). This divine charge also recognizes that environmental justice is social justice.
Caring for creation is inseparable from the duty to uplift the poor. Caring for the natural environment fosters a just and interconnected world where all living beings can thrive. Just as zakat is intended to support the most vulnerable and strengthen community bonds, environmental stewardship is an act of generosity that sustains both people and the planet. At its core, being in the right relationship—with one another and with the whole of the sacred Earth—cultivates peace within individuals, communities, and society.
Ramadan reminds us that giving transforms not only those who receive but also those who give. In interfaith work, I have seen how shared purpose brings people together, deepening understanding and strengthening communities. The sacred call to give—whether through zakat, environmental stewardship, or standing for peace and justice—is ultimately a call to solidarity, recognizing our shared humanity, and building a world where all living things can thrive.
Stephanie Williams is the Development Manager for Georgia Interfaith Power & Light (GIPL), where she inspires and equips faith communities to take action on climate change, environmental justice, and community resilience. Currently pursuing a Master’s in Philanthropic Studies at Indiana University Lilly Family School of Philanthropy, she is interested in exploring the intersections of faith, philanthropy, and the effects of environmental degradation on humanity.
Rooted in her faith, Stephanie sees environmental stewardship as an extension of social justice—ensuring that all communities, particularly those most vulnerable to climate change, have access to clean air, clean water, and a thriving planet. Stephanie lives in Atlanta with her husband of 13 years and their two sons, Ali and Elijah. She is an active member of the Atlanta Track Club and enjoys running, hiking, and exploring the beauty of creation.
Empowering Communities: The Transformative Potential and Practices of Zakat in the Contemporary United States
We’re pleased to share a new report from our partners at the Muslim Philanthropy Initiative, offering valuable insights for those exploring the intersection of faith and giving:
Islamic Relief USA, in collaboration with the Muslim Philanthropy Initiative, hosted the first annual symposium on Zakat in Contemporary United States at its headquarters in Virginia last November. This symposium was a meeting of select Islamic scholars and leaders to discuss contemporary issues of zakat in the US. The resulting white paper presents six key insights that emerged during the symposium and helps develop consensus on some of these issues.
20th Annual Thomas H. Lake Lecture with Dr. Willie Jennings
At this crucial moment, when homelessness is exploding, affordable housing is diminishing, and segregated communities are increasingly common, we need to ask the question – “Are our built environments fundamentally immoral?”
Join us as we mark the 20th Annual Thomas H. Lake Lecture with a thought-provoking presentation by Dr. Willie Jennings. An open reception will be provided following the event to connect with fellow attendees and Dr. Jennings. For those unable to attend in person, a livestream link will be provided. This lecture is in partnership with Spirit & Place as part of the Big Tent series.
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Insights, a bi-weekly e-newsletter, is a resource for the religious community and fundraisers of faith-based organizations that provides:
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